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DC-Services — Digital Claims Services Limited
Legal Documentation

Electronic Communications Consent

Consent terms governing the use of electronic communications, signatures and notices between you and Digital Claims Services Limited under UK law.

Last reviewed: February 2026 · 27 sections

electronic-communications-consent.pdf · A4 · brandedAll documents
01

Acceptance of Terms

  1. 1.1By accessing the Digital Claims Services Limited website ("Site") or engaging with any element of our Electronic Communications Consent, you agree to be bound by the provisions set out in this document. If you do not agree, you must cease use of the Site immediately.
  2. 1.2This document constitutes a legally binding statement between you ("User", "Client", "you") and Digital Claims Services Limited ("Digital Claims", "we", "us", "our"), a company registered in England & Wales under number 08948101.
  3. 1.3We reserve the right to amend the Electronic Communications Consent at any time. Continued use of the Site following any changes constitutes acceptance of the revised version. Material changes will be notified via email or by prominent Site notice.
  4. 1.4You are responsible for reviewing this document periodically. The "Last updated" date indicates when the Electronic Communications Consent was last revised by our Compliance Office.
02

Definitions

  1. 2.1"Services" refers to the financial documentation organisation, mapping, structuring, and clarity services provided by Digital Claims Services Limited, including all administrative and informational outputs.
  2. 2.2"Content" refers to all text, data, images, graphics, templates, methodologies and other materials displayed on the Site or delivered under the Electronic Communications Consent.
  3. 2.3"Client Materials" refers to documents, records, statements, correspondence and information you provide to us for the purpose of delivering our Services.
  4. 2.4"Deliverables" refers to the structured reports, summaries, indices, matrices, visualisations and documentation produced by Digital Claims as a result of our Services.
03

Third-Party Links and Resources

  1. 3.1The Site may contain links to third-party websites, services or resources that are not owned, operated or controlled by Digital Claims Services Limited. Such links are provided for informational convenience only.
  2. 3.2We have no control over, and assume no responsibility for, the content, privacy policies, practices, accuracy or opinions expressed on any third-party websites linked from our Site.
  3. 3.3The inclusion of a link does not imply endorsement, sponsorship or recommendation by Digital Claims of the linked website, its operators or any products or services offered therein.
  4. 3.4You access third-party websites at your own risk and subject to their terms and conditions. We recommend reviewing third-party privacy policies before providing any personal information.
04

Prohibited Uses

  1. 4.1You may not use the Site or Services for any purpose that is unlawful or prohibited by the Electronic Communications Consent, including attempting to gain unauthorised access to our systems, networks or databases.
  2. 4.2You may not use automated scripts, bots, crawlers, scrapers or similar tools to access, index, scrape or interact with the Site without our prior written consent.
  3. 4.3You may not transmit any viruses, malware, worms, trojans or other harmful code through the Site, our communication channels or any document submission mechanism.
  4. 4.4You may not impersonate any person or entity, or falsely state or misrepresent your affiliation, or use another person's identity to access our Services.
05

Dispute Resolution

  1. 5.1In the event of any dispute arising from or relating to the Electronic Communications Consent, the parties agree to first attempt to resolve the matter through informal negotiation in good faith for not less than thirty (30) days.
  2. 5.2If the dispute cannot be resolved through negotiation within 30 days, either party may refer the matter to mediation under the rules of the Centre for Effective Dispute Resolution (CEDR). Costs of mediation shall be shared equally.
  3. 5.3If mediation fails to resolve the dispute within sixty (60) days of referral, either party may pursue legal proceedings in the courts of England & Wales, subject to the governing law provisions below.
  4. 5.4Nothing in this clause prevents either party from seeking urgent injunctive or equitable relief from any court of competent jurisdiction to prevent irreparable harm pending resolution of the dispute.
06

Complaints Procedure

  1. 6.1If you are dissatisfied with any aspect of our Services, please contact us at support@dc-service.uk with full details of your complaint, including your service reference number and supporting documentation.
  2. 6.2We will acknowledge your complaint within five (5) working days and assign a dedicated Case Manager. We aim to provide a full written response within twenty (20) working days of acknowledgement.
  3. 6.3If you remain dissatisfied after our internal complaints process, you may file a formal appeal within fourteen (14) calendar days of receiving our decision. Appeals are reviewed by a Senior Review Officer independent of the original case.
  4. 6.4If the appeal outcome remains unsatisfactory, you may escalate to the relevant UK dispute resolution body or pursue external mediation/arbitration within six (6) months of the final appeal decision.
07

Governing Law and Jurisdiction

  1. 7.1The Electronic Communications Consent shall be governed by and construed in accordance with the laws of England & Wales and the United Kingdom, without regard to conflict of law principles.
  2. 7.2The courts of England & Wales shall have exclusive jurisdiction over any dispute arising from or relating to the Electronic Communications Consent, subject to the dispute resolution provisions set out above.
  3. 7.3If any provision of the Electronic Communications Consent is found to be invalid, illegal or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary.
  4. 7.4The failure of Digital Claims to enforce any right or provision at any time shall not constitute a waiver of such right or provision and shall not affect the right to enforce such provision at a later time.
08

Entire Agreement

  1. 8.1The Electronic Communications Consent, together with our Privacy Policy, Cookie Policy, GDPR Compliance Policy and any individual service agreement, constitutes the entire agreement between you and Digital Claims regarding the use of our Site and Services.
  2. 8.2No oral or written representation, warranty, promise or statement not contained in the Electronic Communications Consent shall form part of the agreement between us, unless expressly agreed in writing by an authorised representative.
  3. 8.3In the event of a conflict between the Electronic Communications Consent and any individual service agreement, the service agreement shall prevail to the extent of the inconsistency, unless the Electronic Communications Consent expressly states otherwise.
  4. 8.4Any waiver of any provision must be in writing and signed by an authorised representative of Digital Claims. A waiver of one breach does not constitute a waiver of any subsequent breach.
09

Assignment and Transfer

  1. 9.1You may not assign, transfer, sub-contract or delegate any of your rights or obligations under the Electronic Communications Consent without our prior written consent. Any attempted assignment without consent shall be void.
  2. 9.2We may assign or transfer our rights and obligations under the Electronic Communications Consent to any successor entity, affiliate or as part of a merger, acquisition, corporate reorganisation or sale of all or substantially all assets.
  3. 9.3Any purported assignment or transfer in violation of this clause shall be null and void and shall not relieve the assigning party of any obligations under the Electronic Communications Consent.
  4. 9.4The Electronic Communications Consent shall be binding upon and inure to the benefit of the parties and their respective heirs, executors, administrators, successors and permitted assigns.
10

Electronic Communications

  1. 10.1By using our Site and Services you consent to receive communications from us electronically, including emails, notifications, secure messages and notices posted on our Site or client portal.
  2. 10.2You agree that all agreements, notices, disclosures and other communications provided electronically satisfy any legal requirement that such communications be in writing under applicable law.
  3. 10.3We may communicate service updates, policy changes, security alerts and important notices via email to the address you provide. You are responsible for ensuring your contact details are current.
  4. 10.4Electronic communications are not entirely secure and may be intercepted by third parties. Sensitive information should be shared through our secure document upload system.
11

Accessibility and Equal Access

  1. 11.1We are committed to making our Site and Services accessible to all users, including those with disabilities, in compliance with the Equality Act 2010, the European Accessibility Act and WCAG 2.1 Level AA standards.
  2. 11.2If you require information in an alternative format (large print, audio, Braille) or need reasonable adjustments to access our Services, please contact us at office@dc-service.uk.
  3. 11.3We regularly review our digital accessibility standards and implement improvements to ensure compliance with evolving best practices and legal requirements across all jurisdictions in which we operate.
  4. 11.4Feedback on accessibility issues is welcomed and will be addressed as a priority within our development cycle. We aim to resolve accessibility complaints within ten (10) working days of receipt.
12

Contact Information

  1. 12.1For questions about the Electronic Communications Consent, please contact us at info@dc-service.uk. We aim to respond to all enquiries within two (2) working days.
  2. 12.2Our registered office is: Digital Claims Services Limited, Nightingale House, East Reach, Taunton, Somerset, United Kingdom, TA1 3EN. Our Company Registration Number is 08948101, registered with the Registrar of Companies for England & Wales.
  3. 12.3For data protection enquiries, subject access requests or data deletion requests, contact our Data Protection Officer at legal@dc-service.uk.
  4. 12.4For complaints, please write to support@dc-service.uk or by post to our registered address, marked for the attention of the Complaints Manager. All correspondence should include your service reference number.
13

Regulatory Compliance Notices

  1. 13.1Digital Claims Services Limited (Company No. 08948101) is registered in England & Wales. We operate as a non-advisory, non-transactional service provider and our activities fall outside the perimeter of FCA-regulated activities.
  2. 13.2We comply with all applicable anti-money laundering (AML) and counter-terrorism financing (CTF) regulations, including the Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017 (as amended).
  3. 13.3We adhere to the requirements of the UK Bribery Act 2010 and maintain a zero-tolerance policy towards bribery and corruption in all our business dealings and relationships.
  4. 13.4Our services are subject to periodic internal and external audit reviews to ensure compliance with applicable regulatory standards, data protection requirements and professional conduct obligations.
14

Amendments and Modifications

  1. 14.1We reserve the right to modify, amend or replace any part of the Electronic Communications Consent at any time. Changes will be effective upon posting to the Site, unless a later effective date is specified in the notice of change.
  2. 14.2Material changes will be communicated to registered clients via email at least fourteen (14) calendar days before taking effect. Continued use of the Site or Services after the effective date constitutes acceptance.
  3. 14.3We encourage you to bookmark this page and review the Electronic Communications Consent regularly. A change log summarising material amendments will be maintained at the bottom of this page for a period of twelve (12) months.
  4. 14.4If you do not agree with any proposed modification, you must cease using the Site and Services before the effective date and notify us in writing. Existing service agreements will be honoured according to their original terms until completion.
15

Security Measures

  1. 15.1All client information is encrypted in transit using TLS 1.3 and at rest using AES-256. Cryptographic keys are managed via a dedicated key-management service with periodic rotation and segregated administrative access.
  2. 15.2Access to client files is governed by a strict role-based access control (RBAC) model with mandatory multi-factor authentication. Privileged operations require secondary approval and are logged in an immutable audit trail.
  3. 15.3Documentation is stored within UK and EEA data centres operated by ISO 27001 certified providers. We never replicate client data outside approved jurisdictions, and we never use client documents to train automated systems.
  4. 15.4We conduct regular penetration testing, vulnerability scanning and independent security reviews. Findings are remediated under documented timelines tied to severity.
16

Record Retention

  1. 16.1Engagement records are retained for a minimum of seven (7) years following completion of the relevant Services, in line with statutory record-keeping obligations applicable to the United Kingdom.
  2. 16.2Retention periods are scoped to the documented purpose of each engagement. Upon completion, files are either returned, securely destroyed or archived under written client instruction.
  3. 16.3Backup copies are encrypted, geographically restricted to approved jurisdictions and purged according to documented schedules. We maintain a Record of Processing Activities under Article 30 UK GDPR.
  4. 16.4Clients may request a copy of retention records relating to their engagement at any time by contacting our Data Protection Officer.
17

Audit and Oversight

  1. 17.1Our internal Compliance Office conducts periodic reviews of all operational, data-protection and client-facing processes. Findings are reported to senior management and remediation is tracked to closure.
  2. 17.2Independent external auditors are engaged at least annually to review our internal controls, information-security posture and adherence to the Electronic Communications Consent.
  3. 17.3Audit logs covering data access, document handling and material configuration changes are retained for the duration of the regulatory retention period and made available to competent authorities on lawful request.
  4. 17.4Clients may request a high-level summary of the most recent independent audit. Detailed audit reports remain confidential to Digital Claims and its appointed reviewers.
18

Cookies and Tracking

  1. 18.1Our Site uses only strictly necessary cookies required for core site functionality, secure session management and load balancing. We do not use advertising or third-party tracking cookies.
  2. 18.2Where any optional analytics cookie is deployed, it is enabled only after explicit consent through our consent banner, and you may withdraw consent at any time via the cookie-preferences panel.
  3. 18.3You may disable cookies in your browser settings; however, some areas of the Site may not function as intended without strictly necessary cookies enabled.
  4. 18.4Our full cookie inventory, with category, provider, purpose and retention period, is published in our Cookie Policy and updated whenever cookies are added or removed.
19

Final Provisions

  1. 19.1The headings and clause numbers in the Electronic Communications Consent are for convenience of reference only and shall not affect their interpretation or construction.
  2. 19.2Unless the context otherwise requires, words in the singular shall include the plural and vice versa, and references to one gender shall include all genders.
  3. 19.3A person who is not a party to the Electronic Communications Consent shall not have any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any provision of the Electronic Communications Consent.
  4. 19.4The Electronic Communications Consent was last reviewed in February 2026 and is published at www.DC-Service.uk. The next scheduled review is February 2027.
20

Nature of Services

  1. 20.1Digital Claims provides financial information organisation and documentation clarity services. We do not provide financial advice, investment recommendations, tax guidance, or asset management of any kind.
  2. 20.2Our Services are strictly administrative and informational in nature. We organise, structure and present existing financial information in clear, readable formats without altering content or ownership.
  3. 20.3Digital Claims does not hold client funds, execute transactions, manage portfolios, or act as an intermediary between you and any financial institution, regulator or third party.
  4. 20.4Nothing in the Electronic Communications Consent or our Services shall be construed as financial, legal, tax or investment advice. You should seek independent professional advice before making any financial decisions.
21

Eligibility

  1. 21.1You must be at least 18 years of age and have legal capacity to enter into binding agreements to use our Services. Corporate entities must be duly incorporated and in good standing.
  2. 21.2By using our Services you represent and warrant that you meet all eligibility requirements stated herein and that the information you provide is accurate and complete.
  3. 21.3We reserve the right to refuse service to any person or entity at our sole discretion, including where we are unable to complete satisfactory identity verification.
  4. 21.4Our Services are currently available to residents of the United Kingdom and European Union. Availability in other jurisdictions may be limited and subject to additional terms.
22

User Obligations

  1. 22.1You agree to provide accurate, current and complete information when engaging our Services and to update such information promptly if it changes.
  2. 22.2You are responsible for maintaining the confidentiality of any account credentials, login details or access codes provided to you and must notify us immediately of any unauthorised access.
  3. 22.3You agree not to use the Site or Services for any unlawful purpose, including fraud, money laundering, terrorist financing, tax evasion or any activity that violates applicable sanctions regimes.
  4. 22.4You acknowledge that you are solely responsible for all decisions made on the basis of our Deliverables. Digital Claims bears no responsibility for actions you take or fail to take following receipt of structured documentation outputs.
23

Fees and Payment

  1. 23.1Our fees are fixed and disclosed in writing before any engagement begins. No work will commence until you have agreed to the applicable fees in writing via the service agreement or engagement letter.
  2. 23.2Payment terms, methods and schedules will be set out in your individual service agreement. We accept payment by bank transfer, credit card and other methods specified at the time of engagement.
  3. 23.3All fees are quoted in British Pounds Sterling (GBP) unless otherwise stated. Fees are exclusive of VAT where applicable. VAT will be applied at the prevailing rate and itemised separately on invoices.
  4. 23.4Late payments may incur interest at the rate of 2% per annum above the Bank of England base rate, calculated daily from the due date until payment is received in full, plus reasonable recovery costs.
24

Service Delivery

  1. 24.1We will use reasonable endeavours to deliver our Services within the timeframes communicated to you. However, delivery times are estimates only and are not guaranteed unless expressly stated in the service agreement.
  2. 24.2Delays may occur due to factors outside our control, including delays by third-party institutions, incomplete Client Materials, regulatory requirements or Force Majeure Events.
  3. 24.3We will keep you informed of any material delays and provide revised estimates where practicable. You may request a status update at any time by contacting your assigned Case Manager.
  4. 24.4You acknowledge that the quality and completeness of our Deliverables depend in part on the accuracy, completeness and timeliness of the Client Materials you provide to us.
25

Intellectual Property

  1. 25.1All intellectual property rights in the Site, its Content and our proprietary methodologies, templates, classification systems and processes remain the exclusive property of Digital Claims Services Limited.
  2. 25.2You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Site for personal, non-commercial purposes in accordance with the Electronic Communications Consent.
  3. 25.3Deliverables produced for you are for your personal use only and may not be reproduced, distributed, sublicensed or commercially exploited without our prior written consent.
  4. 25.4You retain all ownership rights in your Client Materials. By providing Client Materials to us you grant a limited licence to use them solely for the purpose of delivering our Services during the engagement period.
26

Confidentiality

  1. 26.1We treat all Client Materials and personal information as strictly confidential and will not disclose them to third parties except as required by law, court order, or as set out in our Privacy Policy.
  2. 26.2Our staff and contractors are bound by confidentiality obligations through employment contracts and non-disclosure agreements and are trained in data handling and information security best practices.
  3. 26.3You agree to treat any proprietary information, methodologies, classification frameworks or processes shared by Digital Claims as confidential and not to disclose them to any third party without our written consent.
  4. 26.4Confidentiality obligations survive the termination of the Electronic Communications Consent and any service agreement for a period of five (5) years from the date of termination or expiry, whichever is later.
27

Data Protection

  1. 27.1We process personal data in accordance with our Privacy Policy, the UK General Data Protection Regulation (UK GDPR), the EU General Data Protection Regulation (EU GDPR) and the Data Protection Act 2018.
  2. 27.2You have the right to access, rectify, erase, restrict processing of, or port your personal data as set out in our Privacy Policy. Requests will be processed within 30 calendar days of receipt.
  3. 27.3We have appointed a Data Protection Officer (DPO) who can be contacted at legal@dc-service.uk for any data protection enquiries, subject access requests or complaints regarding data handling.
  4. 27.4In the event of a data breach affecting your personal data, we will notify you and the Information Commissioner's Office (ICO) within 72 hours in accordance with applicable data protection legislation.